Annuities provide guaranteed lifetime income like Social Security but carry high fees and surrender charges. Fixed annuities offer predictable payments without market risk but may not keep pace with ...

Retirees increasingly want paychecks that feel as reliable as their old salaries, yet many are discovering that Social Security alone will not cover the lifestyle they worked for. The good news is ...

Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. Are you worried that you won’t have enough money to last ...

Retirement income today is rarely generated from a single source. It is typically built from a combination of the state pension, workplace or personal pensions, and other assets, each playing a ...

Vanguard's new 401(k) fund allows select people to buy annuities Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, ...

Retirement committees need a repeatable, documented process to evaluate evolving retirement income products. Education should shift focus from accumulation to trade-offs and proper product usage for ...

Social Security benefits are guaranteed for life. Annuities provide lifetime income payments in exchange for a lump sum or periodic payments to an insurance company. Fixed annuities combined with ...