Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

To determine the best disability insurance companies, we analyzed data points about the breadth of coverage options available and the ease with which you can purchase a policy online. Long-term ...

The university provides group long-term total disability insurance to full-time staff (both non-exempt and exempt) and faculty. Summaries of the insurance coverages are listed below. The group ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

Unum Life Insurance Co. of America properly denied long-term disability benefits to a ship pilot with symptoms related to ...